Individuals who are continuing to work because they are concerned about the health insurance conundrum is a very real and common concern. However, this concern is not an accurate reflection of the facts on the ground.
According to the Kaiser Family Foundation, in 2006 4% of employees nationwide were enrolled in High Deductible Health Plans (HDHP) through their employers. By 2015, that number had increased to 28% and has remained steady since. It makes sense to examine how we can best utilize the Health Savings Account (HSA) that accompany these plans.