The implementation of our portfolio is complex, but the framework is simple: we’re invested for the long term, we don’t try to time the market, and our investments are broadly diversified.
When you need to withdraw cash from your investment account and you’re told the funds aren’t available, it can be a little unsettling, particularly when you know you have more than enough to cover the withdrawal. “What do you mean, the funds aren’t available? I can see them right there!”
Director of Investment Management Sarah DerGarabedian was recently featured on CNBC’s Halftime Report where she discussed our investment strategy. Watch the replay:
“Cut my pie into four pieces. I don’t think I could eat eight.” – Yogi Berra
Socially responsible investing (SRI) is the practice of evaluating investments’ social or environmental impact as well as their traditional financial metrics. By doing so, investors hope to direct their money toward companies with sustainable business practices and, equally as important, away from companies who may commit social or environmental injustices.
As the election news cycle reaches its climax over the next few months, investors will likely be inundated with speculative investment forecasts for an endless number of potential election outcomes.
Probably since before you made your first dollar, you were told about the importance of investing in the stock market…
In our investment process, we often have to ask ourselves this question: Something bad has happened to a company or market; does the current price reflect the news?
Let’s start with the facts: Women in the U.S. live on average five years longer than men, according to the World Bank. Moreover, according to the American Psychological Association, about 40% to 50% of married couples in the U.S. eventually divorce. And, according to a 2019 analysis by the Pew Research Center, U.S. has the world’s highest rate of children living in single parent households at 23%.
All of this goes to show that personal financial planning and investing should be — and often already are — priorities for women and men alike.
The events of this past week should serve as good reminder to all of us that no matter what you do every day, we face risks beyond our control. Not that we should live our lives in constant fear – we should just prepare for the worst and then feel very fortunate should we end up living long and healthy lives.