Featured Content
To Everything There Is a Season — Is Downsizing...
“To everything (turn, turn, turn) There is a season (turn, turn, turn) And a time to every purpose, under heaven A time to build up, a time to break...
Crafting a Retiree Health Care Plan
At the heart of life’s goals is our health. Having good health is central to all the plans we have.
How Social Security Fits Into Your Retirement Plan
Social Security is a critically important part of your overall financial and retirement plan that will be around for generations to come. The decision to claim or delay benefits...
Make a Wise Investment by Investing in Good Health
Just like you have a financial plan to stay on track with spending and saving, make a plan to manage your health and hopefully reduce the impact of healthcare...
Getting Assistance on Existing Loans or Obtaining a New...
Businesses and individuals in the U.S. and worldwide are now affected by forced closures and economic slowdowns due to COVID-19. If you are a sole proprietor, contractor, or business...
How to Determine if You Need Life Insurance
With 2020 behind us, I am most thankful for my health and the good health of my loved ones.
Retirement Income: A Closer Look
Earned income stops for everyone at some point, and people then need to navigate the transition from saving for retirement to spending from their investment portfolio.
What Is Direct Indexing?
You may have heard about direct indexing, as it has become a popular topic in financial circles over the last couple of years.
Get Ready for Tax Season
It feels as though we just finished this tax season with the next one already upon us. No time to waste so let’s forge ahead!
Six Tax Implications of the 2020 COVID Relief Bill
The Consolidated Appropriations Act, 2021 includes COVID-related relief in the form of the COVID-related Tax Relief Act of 2020 (COVIDTRA) and the Taxpayer Certainty and Disaster Tax Relief Act...
Mindful Investing
Articles about the benefits of meditation are everywhere these days, and for good reason. 2020 was an unusually stressful year, and people are looking for non-addictive, healthy ways to...
Two Charitable Options to Give More Strategically in the...
Even though 2020 has been a challenge for everyone in very personal and different ways, I believe that one commonality we all share is that it has reminded us...
Your Financial Year-End To-Do List
It’s the end of the year and your to-do list is a mile long. The last thing on your mind is your finances. Still, they deserve a good look...
Happy Donating!
As we approach the end of the year and the holiday season, we seem to be bombarded with opportunities for charitable giving. Happily, many of us answer this call...
History of Education Debt
Student loan debt reached $1.6 trillion in June of 2020. This is close to 10% of the U.S. gross domestic product. How did we get here, and what options...
Good Debt, Bad Debt
Benjamin Franklin has a famous quote: “… nothing can be said to be certain, except death and taxes.” A more modernized quote would probably include the mention of debt!...
IRA Contribution Rules
The maximum individual retirement account contribution for 2021 is $6,000 ($7,000 if aged 50 and over). The question of choosing between a Traditional IRA and Roth IRA largely comes...
When Should You Take Social Security?
The ages between 62 and 65 are a critical time for determining how and when to take Social Security and Medicare benefits. There are many options when it comes...
How Do I Apply for Social Security Benefits?
You’ve worked hard, met with your financial advisor, determined when to take Social Security and you are set to retire … now what? Many retirees get to this point...
To Everything There Is a Season — Is Downsizing on Your Horizon?
“To everything (turn, turn, turn) There is a season (turn, turn, turn) And a time to every purpose, under heaven A time to build up, a time to break...
Parsec In The News
Thought Leadership

IRA Contribution Rules
The maximum individual retirement account contribution for 2021 is $6,000 ($7,000 if aged 50 and over). The question of choosing between a Traditional IRA and Roth IRA largely comes down to when it’s most opportunistic for you to pay taxes. A Traditional IRA is a great option if you’re in your mid-to-late career and in

When Should You Take Social Security?
The ages between 62 and 65 are a critical time for determining how and when to take Social Security and Medicare benefits. There are many options when it comes to these programs, and which option is best for you will depend on your specific situation.

How Do I Apply for Social Security Benefits?
You’ve worked hard, met with your financial advisor, determined when to take Social Security and you are set to retire … now what? Many retirees get to this point and are not sure what the next steps are when applying for Social Security. Thankfully, you have three options!

To Everything There Is a Season — Is Downsizing on Your Horizon?
“To everything (turn, turn, turn) There is a season (turn, turn, turn) And a time to every purpose, under heaven A time to build up, a time to break down A time to dance, a time to mourn A time to cast away stones, a time to gather stones together” “Turn! Turn! Turn!” written by

Crafting a Retiree Health Care Plan
At the heart of life’s goals is our health. Having good health is central to all the plans we have.

How Social Security Fits Into Your Retirement Plan
Social Security is a critically important part of your overall financial and retirement plan that will be around for generations to come. The decision to claim or delay benefits should be carefully considered.

Make a Wise Investment by Investing in Good Health
Just like you have a financial plan to stay on track with spending and saving, make a plan to manage your health and hopefully reduce the impact of healthcare costs in your retirement.
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Our Long Form Thoughts
Why You Need a Digital Estate Plan and How To Create One
Digital estate planning is a relatively new phenomenon, having only begun...
Small-Business Succession Planning Guide
It is easy for a business owner to view the value...
8 Saving and Investing Principles
Here are eight fundamentals you need to learn how to save,...
Charitable Giving Tax Strategies
The 2018 Tax Cuts and Jobs Act materially changed charitable giving...
Finding the Right Financial Advisor
If navigating the complexity of investments, insurance and estate planning is...
Our Quarterly Newsletters
Debt Management Edition
Our Q4 newsletter is all about debt, including how to manage...
Finding Your Passion Edition
Please enjoy our latest quarterly newsletter where we discuss various types...