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There Is Risk Everywhere – Keep Calm and Carry On

The events of the past two years should serve as good reminder to all of us that no matter what you do every day, we face risks beyond our control. However small the risk may be there is no way to ensure that you avoid falling victim to these types of events. Not that we should live our lives in constant fear – we should just prepare for the worst and then feel very fortunate should we end up living long and healthy lives.

Anything’s Possible

Parsec’s Sarah DerGarabedian explains how portfolio diversification helps protect against limitations of our narratives’ predictive capacities.

Mindful Investing

Articles about the benefits of meditation are everywhere these days, and for good reason. 2020 and 2021 were unusually stressful years, and people are looking for non-addictive, healthy ways to manage their stress and anxiety. Thus why I got interested in mindful investing.

Retirement Income: A Closer Look

Earned income stops for everyone at some point, and people then need to navigate the transition from saving for retirement to spending from their investment portfolio.

Time to Refinance Your Home?

One silver lining amid recent events is that market interest rates have declined, resulting in lower mortgage rates. Mortgage rates are sensitive to the 10-year Treasury note, which had a yield of 1.53% as of Sept. 30, 2021, an increase over the near-record low 0.66% yield as of Sept. 30, 2020. While less opportune a time to consider refinancing than near the record-low yield, a home refinance may still be worth considering if you have not done so recently.

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