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Graduating From the Workforce – Are You Emotionally Prepared?

Everyone at Parsec works diligently to prepare you financially for retirement by guiding you to financial security. This is our mission, and our success can only be measured in seeing you achieve that security. Most importantly, you have walked with us each step of the way as we explained and implemented the financial concepts needed

You Have a High School Senior – Now What?

The last years of high school are an exciting, stressful and scary time for students, from academic pressure to social and behavioral issues. They are adults in many ways, but still little kids in other ways. Having never parented a child through this stage before, my wife and I learned a lot in the process.

Graduating Day Care Bills, Hooray! Errr, I Mean … My Baby Is Graduating!

Full transparency: Before I had kids, I looked at day care graduation photos with a certain level of judgment and cynicism. It seemed silly to me, like participation trophies. I liked the idea of celebrating just one major graduation, which represented the culmination of all a child’s academic achievements over the years. But then I

10 Common Financial Questions When Going Through a Divorce

Sometimes the hardest questions when going through a divorce are those that you aren’t aware you should be asking. Thus, I wanted to summarize below the most common questions I answer and topics I prioritize with my clients as we work through their divorce. 1. How does the state I live in affect how marital

Education Savings: There’s No Time Like The Present

College savings is a topic near and dear to my heart, as we have a 17 year-old who is currently undergoing the college exploration process. It seems like just yesterday we dropped him off for his first day of kindergarten. He looked so small walking into that big school with his little turtle backpack on,

Tax-Loss Harvesting Amidst Market Turmoil

Market declines like the one we are currently experiencing present great opportunities to take advantage of cheaper asset prices. Almost everyone with a taxable account should be harvesting tax losses during times like these.

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Michael Baughman

Michael Baughman

Michael is a Certified Financial Planner practitioner and a NAPFA-Registered Financial Advisor.

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