Recently, we sent out a client survey, and we appreciate those of you who responded. The feedback helps guide our decision-making about our offering. As I read the comments from the survey, it gave me great pride that so many clients said they enjoyed our personalized approach and the close relationship with their advisory team. There is no greater compliment that a professional service business like financial planning, asset management, and tax planning can receive. The automated world we live in oftentimes moves so fast that it is increasingly uncommon to experience great service. The Internet, call centers, automatic phone systems, and an endless array of user names and passwords does not leave a person feeling particularly well served. Knowing that many of you value our customized offering is reassuring, and you have our commitment to continue and further improve the service you have come to expect from Parsec Financial.