As we enter the fourth quarter, I am already amazed at the events of 2019. The year has brought considerable change to financial markets and the economy. As markets sold off at the end of 2018, they rallied through much of 2019, albeit with relentless volatility. The economy teeters between the stimulus injected from the tax cuts and the drag from tariffs and the rhetoric surrounding tariffs. The world has priced over $18 trillion of sovereign debt in negative interest rates.