I was playing tennis last week with a buddy of mine. I texted this week to see if he was up for playing again. His response, “Can’t, I’m in the hospital. Played yesterday. Had a heart attack.” I couldn’t believe it! This is a younger, former college athlete. Talk about a wakeup call. A fall, sickness (think of how many individuals contracted an illness in the last few years) or cardiovascular issue can leave you without income temporarily or permanently. You are your greatest financial asset. Your ability to earn a living — to earn a paycheck — should be protected.