Budget Guidelines for the Budgeting Adverse
A few weeks ago, I had a conversation with a recent college graduate who was preparing to buy his first car. He had an encyclopedic knowledge of every feature and option offered on each car he was considering and yet seemed unsure of the right choice. I asked what was the cause of his indecision and he said, “I know what I earn but I don’t know what I can spend” (did I mention he is a very smart, young man?).