Bill Hansen

Parsec Q3 2022 Economic Review & Midterm Election Outlook

Watch our latest webinar when we discussed market performance from the past quarter and provide our updated outlook for the rest of the year. We also discussed market expectations during the upcoming midterm elections and what history informs us about the correlation between markets and politics. Scroll down to watch the replay or download the presentation.

Parsec Q2 2022 Economic Review & Outlook

We invite you to watch our recent webinar replay on second quarter 2022 market performance and our economic outlook for the rest of the year. Scroll down to watch the replay and view the presentation.

Education Savings: There’s No Time Like The Present

College saving is a topic near and dear to my heart, as we have a 17-year-old who is currently undergoing the college exploration process. It seems like just yesterday that we dropped him off for his first day of kindergarten. He looked so small walking into that big school with his little turtle backpack on. My wife and I both had tears in our eyes. Now he is towering over us at 6 feet, 2 inches tall, constantly eating and never gaining weight.

“I hope the Russians love their children too …”

“I hope the Russians love their children too …” – Sting, “Russians,” 1985 Growing up during the Cold War era the 1970s and 1980s, lots of popular music featured the superpower conflict between the US and the Soviet Union: “Two Tribes” (Frankie Goes to Hollywood), “It’s a Mistake” (Men at Work), “Land of Confusion” (Genesis, …

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How to Make a Little More Money on Your Excess Cash (with a Bit of Work on Your Part)

With short-term interest rates at very low levels, many are wondering if there is any way to earn a higher return on their cash balances. We generally recommend that clients maintain an emergency reserve of 3-12 months worth of after-tax living expenses. The specific amount varies by client and depends on several factors, such as …

How to Make a Little More Money on Your Excess Cash (with a Bit of Work on Your Part) Read More »

Time to Refinance Your Home?

One silver lining amid recent events is that market interest rates have declined, resulting in lower mortgage rates. Mortgage rates are sensitive to the 10-year Treasury note, which had a yield of 1.53% as of Sept. 30, 2021, an increase over the near-record low 0.66% yield as of Sept. 30, 2020. While less opportune a time to consider refinancing than near the record-low yield, a home refinance may still be worth considering if you have not done so recently.

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