Hi, I’m New Here … Avoiding Medicare Mistakes for First Time Medicare Enrollees

Trying something new can be scary. Trying to understand all of the rules surrounding your Medicare benefits as a new enrollee can be downright frightening! In this presentation we review some of the “oops” and “gotchas” of Medicare for first time enrollees. Topics include: • Enrollment window and associated penalties • What happens if you’ve already claimed Social Security • Coordinating Health Savings Accounts with Medicare • IRMAA – what it is and what creates income that gets you there • International travel and cruising for trouble • Medicare scams

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